Terms of Service

1. Introduction

Welcome to ChadWallet (“Company,” “we,” “us,” or “our”). These Terms and Conditions (“Terms”) govern your access to and use of our Telegram-based cryptocurrency trading bot and related services, including our website located at chadwallet.xyz (collectively, the “Services”). By accessing or using our Services, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not access or use our Services.

2. Eligibility and Acceptance

By using our Services, you represent and warrant that: • You are at least 18 years old or of legal age to form a binding contract in your jurisdiction. • You have full legal capacity and authority to enter into these Terms. • Your use of the Services does not violate any applicable laws, regulations, or agreements. • You are not a resident or located in any Restricted Jurisdiction (as defined below).

3. Restricted Jurisdictions

3.1 Prohibited Jurisdictions

Our Services are not intended for use by individuals or entities who are located in, incorporated in, or have a registered office in any jurisdiction where the use of our Services would be illegal or otherwise violate any applicable law or regulation. This includes, but is not limited to, the following countries and regions: United States of America, Algeria, Belarus, Bolivia, Cuba, Crimea Region, Democratic Republic of Congo, Iran, Iraq, Ivory Coast, Liberia, Libya, North Korea, Somalia, Sudan, Syria, Venezuela, Yemen, Zimbabwe.

3.2 Representation and Warranties

By accessing or using our Services, you represent and warrant that: • You are not a resident or located in any Restricted Jurisdiction. • You are not a person or entity subject to any sanctions or restrictions imposed by the European Union, United Nations, or any other applicable governmental authority. • You will not use any technology (e.g., VPN) to circumvent the restrictions set forth herein.

3.3 Prohibition on Restricted Persons

You agree not to: • Use the Services if you are a Restricted Person. • Make the Services available to any Restricted Person. • Modify, disassemble, decompile, reverse engineer, or create derivative works of the Services to make them available to any Restricted Person.

4. Account Registration

4.1 Account Creation

To access certain features of the Services, you may need to create an account (“Account”). You agree to: • Provide accurate, current, and complete information during the registration process. • Update your information promptly to keep it accurate and complete. • Maintain the security and confidentiality of your Account credentials. • Accept responsibility for all activities that occur under your Account.

4.2 Account Security

You are solely responsible for safeguarding your Account credentials, including private keys, seed phrases, and any other authentication information. We are not liable for any loss or damage arising from your failure to protect your credentials.

4.3 Unauthorized Access

You agree to notify us immediately at [e-mail] if you suspect any unauthorized access to or use of your Account.

5. Use of the Services

5.1 Third-Party Services

Our Services may allow you to interact with third-party decentralized exchanges (“DEXs”), protocols, and other blockchain technologies (“Third-Party Services”). You acknowledge that: • We do not control or operate any Third-Party Services accessible through the Services. • All transactions are executed by Third-Party Services not controlled by us. • We are not responsible for any issues, losses, or damages arising from your use of Third-Party Services.

5.2 No Control Over Transactions

We do not have control over the transactions executed via Third-Party Services. You acknowledge and agree that: • Transactions are irreversible once initiated. • We do not guarantee the identity of any user, receiver, or other party in any transaction. • You are solely responsible for verifying the accuracy and legality of your transactions.

5.3 Compliance with Third-Party Terms

Your use of Third-Party Services is subject to their respective terms and conditions. You are responsible for reviewing and complying with those terms.

6. Fees and Payments

6.1 Service Fees

We may charge fees for certain transactions or services provided through the Services (“Service Fees”). Any applicable Service Fees will be disclosed to you before you complete a transaction.

6.2 Third-Party Fees

You acknowledge that Third-Party Services may charge additional fees (e.g., network transaction fees, gas fees). You are solely responsible for paying all such fees.

6.3 Changes to Fees

All fees are subject to change at our discretion. We will make reasonable efforts to notify you of any changes in fees.

7. Referral Program

7.1 Program Participation

We may offer referral programs that allow you to earn rewards by referring new users to the Services (“Referral Program”). Participation is subject to: • Compliance with additional terms provided separately. • Our right to modify or cancel the Referral Program at any time without notice.

7.2 No Liability

We are not liable for any issues arising from the Referral Program, including but not limited to: • Technical malfunctions. • Inaccuracies in tracking referrals. • Changes or discontinuation of the Referral Program.

8. Intellectual Property Rights

8.1 Ownership

All content, materials, and services provided through the Services—including text, graphics, logos, software, and trademarks—are the property of ChadWallet or its licensors and are protected by intellectual property laws.

8.2 Limited License

We grant you a limited, non-exclusive, non-transferable license to access and use the Services for your personal use, subject to these Terms.

8.3 Restrictions

You agree not to: • Reproduce, distribute, modify, or create derivative works of the Services without our prior written consent. • Use any of our trademarks without our prior written permission. • Reverse engineer, decompile, or disassemble any part of the Services.

9. Feedback

By submitting feedback, comments, or suggestions (“Feedback”) to us, you grant us a non-exclusive, worldwide, perpetual, irrevocable, royalty-free license to use, reproduce, modify, and distribute such Feedback for any purpose, without compensation to you.

10. Prohibited Uses

10.1 Compliance with Laws

You agree not to use the Services in any way that violates any applicable federal, state, local, or international laws or regulations.

10.2 Prohibited Activities

You agree not to: • Engage in fraudulent, deceptive, or manipulative activities. • Introduce viruses, trojan horses, worms, or other malicious code. • Gain unauthorized access to our systems or data. • Use automated means (e.g., bots, spiders) to access the Services without authorization. • Participate in market manipulation or any form of illegal trading activities. • Use the Services to promote or engage in terrorist financing or money laundering. • Use the Services in or from any Restricted Jurisdiction. • Assist any Restricted Person or entity in accessing the Services.

11. Security Risks and Disclaimers

11.1 No Guarantee of Security

We do not guarantee the security of the Services or your digital assets. You acknowledge and accept the risks associated with transmitting information over the internet.

11.2 Transmission of Keys

You acknowledge that private keys and seed phrases may be transmitted unencrypted over the internet, and you accept the associated risks.

11.3 Release of Liability

You hereby release and hold harmless ChadWallet and its affiliates from any losses or damages arising from: • Unauthorized access to your Account. • Loss or theft of your private keys or seed phrases. • Security breaches or vulnerabilities in the Services.

12. Third-Party Services and Content

We do not endorse or assume responsibility for any Third-Party Services or content accessible through the Services.

13. No Financial or Investment Advice

13.1 Informational Purposes Only

All information provided through the Services is for informational purposes only and should not be construed as financial, investment, or legal advice.

13.2 No Fiduciary Relationship

Your use of the Services does not create any fiduciary or advisory relationship between you and ChadWallet.

13.3 Professional Advice

You should consult qualified professionals before making any investment decisions.

14. Risks Associated with Cryptocurrency Trading

14.1 Market Volatility

You acknowledge that: • Cryptocurrency markets are highly volatile. • Prices can fluctuate significantly in a short period. • Trading involves a significant risk of loss.

14.2 Sole Responsibility

You are solely responsible for your trading decisions and assume all risks associated with cryptocurrency trading.

14.3 No Liability for Losses

We are not liable for any losses incurred due to market fluctuations, trading activities, or your use of the Services.

15. Taxes

15.1 Tax Obligations

You are responsible for: • Determining your tax obligations related to your use of the Services. • Reporting and paying any applicable taxes to the appropriate tax authorities.

15.2 No Tax Advice

We do not provide tax advice and are not responsible for determining whether taxes apply to your transactions.

16. Privacy Policy

Your use of the Services is also subject to our Privacy Policy, which is available at chadwallet.gitbook.io. By using the Services, you consent to the practices described in the Privacy Policy.

17. Disclaimer of Warranties

17.1 “AS IS” and “AS AVAILABLE”

The Services are provided on an “AS IS” and “AS AVAILABLE” basis, without warranties of any kind, express or implied.

17.2 Disclaimed Warranties

We expressly disclaim all warranties, including but not limited to: • Merchantability • Fitness for a particular purpose • Non-infringement • Accuracy • Quiet enjoyment

17.3 No Warranty of Uninterrupted Use

We do not warrant that: • The Services will meet your requirements. • The Services will be uninterrupted, timely, secure, or error-free. • Any errors or defects will be corrected.

18. Limitation of Liability

18.1 Exclusion of Certain Damages

To the fullest extent permitted by law, in no event shall ChadWallet or its affiliates be liable for any: • Indirect, incidental, special, consequential, or punitive damages. • Loss of profits, data, use, goodwill, or other intangible losses.

18.2 Cap on Liability

Our total liability to you shall not exceed the amount you have paid us in the twelve (12) months preceding the event giving rise to the liability.

18.3 No Liability for Third Parties

We shall not be liable for any damages resulting from: • Unauthorized access to or alteration of your transmissions or data. • Statements or conduct of any third party on the Services. • Any Third-Party Services or content.

19. Indemnification

You agree to defend, indemnify, and hold harmless ChadWallet and its affiliates, officers, directors, employees, agents, and licensors from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal and accounting fees, arising out of or in any way connected with: • Your access to or use of the Services. • Your violation of these Terms. • Your violation of any third-party rights, including intellectual property rights.

20. Termination and Suspension

20.1 Termination by Us

We reserve the right to: • Suspend or terminate your access to the Services at any time, with or without cause, and with or without notice. • Terminate your Account for any violation of these Terms or applicable laws.

20.2 Effect of Termination

Upon termination: • Your right to access and use the Services will immediately cease. • Any provisions of these Terms that by their nature should survive termination shall remain in effect.

20.3 No Liability

We are not liable for any losses or damages arising from the termination or suspension of your access to the Services.

21. Changes to the Terms and Services

21.1 Modification of Terms

We may modify these Terms at any time by posting the updated Terms on our website or through the Services. Changes are effective immediately upon posting.

21.2 Notification of Changes

We will make reasonable efforts to notify you of significant changes, but it is your responsibility to review the Terms regularly.

21.3 Acceptance of Changes

Your continued use of the Services after any changes to the Terms constitutes your acceptance of the new Terms.

21.4 Modification of Services

We may modify or discontinue any part of the Services at any time without prior notice or liability.

22. Governing Law and Jurisdiction

22.1 Governing Law

These Terms are governed by and construed in accordance with the laws of the European Union and the laws of Canada, without regard to its conflict of law principles.

22.2 Jurisdiction

Subject to the arbitration provisions below, you agree to submit to the exclusive jurisdiction of the courts located in Canada to resolve any legal matter arising from these Terms or the Services.

23. Dispute Resolution and Arbitration

23.1 Amicable Resolution

In the event of any dispute, controversy, or claim arising out of or relating to these Terms or the Services, the parties shall first attempt to resolve the dispute amicably through good-faith negotiations within sixty (60) days of notification.

23.2 Binding Arbitration

If the dispute is not resolved through amicable negotiations, it shall be finally settled under the Rules of Arbitration of the International Chamber of Commerce (“ICC”) by one or more arbitrators appointed in accordance with said Rules.

23.3 Arbitration Details

• Seat of Arbitration: Canada • Language: English • Confidentiality: All arbitration proceedings shall be confidential.

23.4 Final and Binding

The arbitration award shall be final and binding on both parties and may be entered as a judgment in any court of competent jurisdiction.

24. Class Action Waiver

You agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action. You waive any right to participate in a class action lawsuit or class-wide arbitration.

25. Limitation on Time to File Claims

Any claim related to these Terms or the Services must be filed within 6 (six) months after the cause of action accrues. Failure to file a claim within this period shall result in the claim being permanently barred.

26. Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable, such provision shall be modified to the minimum extent necessary to make it enforceable, and the remaining provisions shall remain in full force and effect.

27. Waiver

Our failure to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision.

28. Entire Agreement

These Terms, along with our Privacy Policy and any additional agreements or policies incorporated by reference, constitute the entire agreement between you and ChadWallet regarding the Services and supersede all prior agreements.

29. Assignment

You may not assign or transfer any of your rights or obligations under these Terms without our prior written consent. We may assign or transfer our rights and obligations under these Terms at any time without notice or consent.

30. Force Majeure

We shall not be liable for any delay or failure to perform resulting from causes outside our reasonable control, including acts of God, war, terrorism, riots, embargoes, acts of civil or military authorities, or any other force majeure event.

31. Language

These Terms are drawn up in English. If they are translated into any other language, the English version shall prevail in the event of any inconsistencies.

32. Contact Information

If you have any questions or concerns about these Terms, please contact us at: • Email: [e-mail]

33. Acknowledgment

By accessing or using the Services, you acknowledge that you have read, understood, and agree to be bound by these Terms. Please read these Terms carefully before using the Services. Your use of the Services signifies your acceptance of these Terms

Appendix A: Definitions • Email: [e-mail] • “Account” means a unique account created for you to access our Services. • “Affiliate” means any entity that directly or indirectly controls, is controlled by, or is under common control with ChadWallet. • “ChadWallet” refers to the Company offering the Services. • “Confidential Information” means all non-public information disclosed by us, including but not limited to business plans, technology, and customer information. • “Digital Assets” means cryptocurrencies or other blockchain-based assets. • “Restricted Jurisdictions” has the meaning set forth in Section 3. • “Services” has the meaning set forth in Section 1. • “Third-Party Services” has the meaning set forth in Section 5.1.

Appendix B: Risk Disclosure. B.1. Market Risks. • Volatility: The prices of Digital Assets are highly volatile.. • Liquidity: Markets may lack sufficient liquidity.. • Regulatory Risk: Regulatory changes could adversely affect Digital Assets.. B.2. Technological Risks. • Security Flaws: Digital Assets may have vulnerabilities.. • Network Forks: Protocol changes can affect the value of Digital Assets.. • Cyber Attacks: Risk of hacking and theft.. B.3. Legal Risks. • Legal Uncertainty: Laws and regulations regarding Digital Assets are evolving.. • Tax Obligations: Tax treatment of Digital Assets may vary.. B.4. Operational Risks. • Human Error: Mistakes can result in loss. • System Failures: Technical issues may disrupt Services.. By using our Services, you acknowledge and accept the risks associated with Digital Assets and blockchain technology.